Loan Products

Real Estate Loans

Whether you are buying a home or refinancing, it is one of the biggest investments you will ever make. Let our friendly, local professionals at First Citizen's Bank guide you through the process. Turn your dreams into reality.

  • Purchase or Refinance Options Available
  • Flexible Terms Available
  • Investment properties
  • New Construction

Consumer Loans

First Citizen's Bank offers a full line of consumer loan products to fit your needs. We can set the terms and the payments to fit your budget and we offer quick loan approval.

  • New and Used Vehicle Financing
  • Snowmobiles, Boats, Motorcycles
  • RV's, Trailers, 5th Wheels
  • Home Equity
  • Ready Reserve Overdraft Protection
  • Debt Consolidation
  • CD Secured

Commercial Loans

First Citizen's Bank offers a full line of commercial loan products and services to meet your business needs. We are an active participant in the Small Business Administration (SBA).

  • Commercial Construction
  • Business Purchase
  • Working Capital
  • Inventory Purchases
  • Equipment Purchases
  • Lines of Credit
  • Letters of Credit
  • Merchant card services and credit cards

Agricultural Loans

First Citizen's Bank offers Agricultural loan products and services to meet your farming and ranching needs.